Privacy Policy | Dream Financial Advisors

At Dream Financial Advisors, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines the types of information we collect, how we use and protect it, and the choices you have regarding the information you provide to us. By accessing or using our loans, finance, or insurance services, you agree to the terms of this Privacy Policy.

Click here to download Generic LMG Consumer Privacy.

1. Information We Collect:

1.1 Personal Information:

We may collect personal information, including but not limited to:

Your name, address, and contact details (e.g., phone number, email address)
Date of birth, social security number, and government-issued identification
Financial and credit information (e.g., income, employment history, credit score)
Insurance coverage details

1.2 Usage and Technical Information:

We may collect information about your interactions with our services, including:

IP address, device information, and browser type
Log data and analytics regarding your use of our services
Cookies or similar technologies that collect information about your preferences and activities on our website

2. How We Use Your Information:

We use the information we collect for the following purposes:

To provide you with our loans, finance, or insurance services
To verify your identity and assess your eligibility for our services
To process and manage your applications, accounts, and transactions
To communicate with you about our products, services, and promotions
To personalize your experience and improve our services
To comply with legal and regulatory obligations
To protect against fraud, unauthorized access, and other liabilities

3. Information Sharing:

We may share your personal information with third parties in the following circumstances:

With service providers who assist us in delivering our services (e.g., credit bureaus, insurance underwriters)
With our affiliates and business partners to offer you related products and services
In response to a legal request or when required by applicable laws and regulations
To protect our rights, property, and safety, or those of our customers or others
In the event of a merger, acquisition, or sale of assets, where your information may be transferred to a new entity

4. Security Measures:

We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. We employ industry-standard security technologies and procedures to safeguard your data.

5. Your Choices:

5.1 Access and Correction:

You may review, update, or correct the personal information we hold about you by contacting us directly. We will make reasonable efforts to accommodate your request, subject to applicable laws and regulations.

5.2 Marketing Communications:

You have the right to opt out of receiving marketing communications from us. You can do so by following the instructions provided in our communications or contacting us directly.

6. Third-Party Links:

Our services may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of those sites before providing any personal information.

7. Children's Privacy:

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children without appropriate parental consent. If you believe we have inadvertently collected information from a child, please contact us, and we will promptly delete it.

8. Changes to the Privacy Policy:

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated policy will be posted on our website with a revised effective date. We encourage you to review this policy periodically for any updates.

9. Contact Us:

If you have any questions, concerns, or requests regarding this Privacy Policy or our data